6 : What is personal data? “Personal data” is data that can be used to identify a natural person.
7 : We collect personal data that is relevant to our business relationship with you. We may collect your personal data directly or indirectly through various channels, such as when:
– you transact with us, contact us or request that we contact you;
9 : Voluntary provision of personal data: Your provision of personal data to us is voluntary and you may withdraw your consent for us to use your personal data at any time. However, if you choose not to provide us with the personal data we require, it may not be possible for us to contact you, or provide products or services which you need from us.
11 : Accuracy and completeness of personal data: You are responsible for ensuring that all personal data that you provide to us is true, accurate and complete. You are responsible for informing us of any changes to your personal data.
12 : Generally, we collect, use or disclose your personal data for one or more of the following purposes:
13 : Business purposes: We may also use your personal data for purposes connected or relevant to our business, such as:complying with our legal obligations and requirements; complying with international sanctions and applicable regulation for securities and to counter money-laundering or financing of terrorism; enforcing obligations owed to us, and contractual terms and conditions; carrying out market expansion plans, research, data analysis, testing, research, statistical and survey purposes; staff training; and/or any other reasonable purposes related to the aforesaid.
14 : Marketing: If you have consented, we may use your personal data, from time to time, for additional purposes such as to inform you of our products, services, programmes and events, and to inform you of the latest activities, special offers and promotions offered by our strategic business partners and associates.
15 : We will take reasonable precautions to safeguard your personal data.
16 : While reasonable precautions will be taken to ensure that the information you provide is protected against unauthorised or unintended access, we cannot be held responsible for unauthorised or unintended access that is beyond our control, such as hacking or cyber crimes.
17 : We will keep your personal data for so long as we need the personal data for our business and legal purposes.
18 : We do not sell, trade, or otherwise transfer your personal data to third parties without your consent.
19 : Consent for disclosure to third parties . If you have consented to our disclosure of your personal data to our strategic business partners and associates, we may disclose your personal data to them. They will use your personal data only for the purposes you have consented to.
20 : Disclosure to service providers . You agree that we may disclose or share your personal data with third parties such as service providers and data processors working on our behalf and providing services to us such as conducting know-your-clients checks, accounting, data processing or management services, website hosting, maintenance and operation services, e-mail message services, analysis services, handling of payment transactions, marketing etc; and our consultants and professional advisors (such as accountants, lawyers, auditors.
21 : We may also disclose your personal data as required or permitted by law, including to regulatory authorities, statutory bodies, public agencies or law enforcement, or to enforce our site policies or protect our or others’ rights, property or safety.
22 : You fully understand and unambiguously consent that we may transfer your personal data to any country for the purposes set out above.
23 : Protection of your personal data. If we transfer your personal data to another country or territory, we will ensure that the recipient of the personal data protects your personal data to the same level as we have committed to protecting your personal data. Where these countries or territories do not have personal data protection laws that are comparable to the laws applicable to our relationship with you, we will enter into legally enforceable agreements with the recipients.
25 : We use Automatic Data Collection Technologies on our Applications. Examples of such technologies include:
27 : Fee for access . We may charge you a fee for responding to your request for access to your personal data held by us, or for information about the ways in which we have (or may have) used your personal data in the one-year period preceding your request. If a fee is to be charged, we will inform you of the amount beforehand and respond to your request after payment is received. We will endeavour to respond to your request within thirty (30) days, and if that is not possible, we will inform you of the time by which we will respond to you.
28. Effect of withdrawal of consent . In many circumstances, we need to use your personal data in order for us to provide you with products or services that you require. If you do not provide us with the required personal data, or if you withdraw your consent to our use and/or disclosure of your personal data for these purposes, it may not be possible for us to continue to serve you or provide you with the products and services that you require.